F-150 Ford Truck Lease Deals With Financing & Incentives
Ford is a legendary brand in the world of pickup trucks, and now that the latest models are adopting state of the art technology including, the touchscreen dashboard, many customers are instantly intrigued by these features.
Sharing almost similar dynamics with the explorer lease deals, Ford trucks are like having heavy-duty work trucks fitted with hi-tech equipment thrown into the contract. If you cannot afford to purchase one of these machines, plenty of ford truck lease deals are up for the taking, and with a wealth of reasons why you need to invest in one.
The F-150 is one of the most intriguing Ford trucks coming in various trims such as the Lariat, Platinum, XLT, Limited, Raptor, King Ranch, and the XL, configuration. Scaling up the trim levels means access to better features, including touchscreen configuration, plush interior materials, not forgetting spoilers, and larger wheels for the auto’s exterior. There are plenty of safety features to keep you and the crew safe on the highway.
Here we are highlighting various ford truck lease deals with an emphasis on the F-150 model, as well as zero down contracts for the same brand. You will find all the trims featuring here and many options like no money down leases that can send you home in one of the best pickup trucks from Ford today.
Most customers are comfortable with leasing because it comes with lower monthly down payments. Leases include various tax benefits, especially when leasing for business.
Ford F-150 Lease $199
The new price of the F-150 is unattainable with financing the full amount, which is similar to buying, using an alternative financing option like leasing might just cut the deal. We find that leasing provides a host of in-depth advantages that are not available when you purchase. Buying a new F-150 comes with plenty of rebates including:
- $2,000 Ford offer
- $750 Ford offer
- $1,000 in Ford cash offer
- $750 as aged inventory rebates
- $750 in manufacturer financing cashback
- $500 in dealer trade group rebate
The cash offers can give you savings of up to $5,303 when buying.
For many consumers, the appeal of leasing comes down to low monthly payments. Besides, projected high residual value is the primary factor in lease payments. Unfortunately, Ford isn’t traditionally known to carry the highest residual values you will find in chevy truck leases, without which it is hard to get low payments for your lease. Many shoppers find the idea of leasing less desirable if the monthly payments are on the pricey side.
With your heart set on a Ford and would like low lease payments, it is still an available option though without the high residual value. Automakers, including Ford, are commonly offering lease specials or hefty incentives for cars in their lineup. Most Ford F 150 model leases range from $424 to $613 every month over 36 months.
Instead of these rebates, you can go for the ford f 150 leases $199 deal in which you will pay $199 per month for 36 months, with a down payment of $4998. The 3-year lease deal carries 10,500 miles per year for the truck. The new 2019 Ford F-150 XLT goes for about $467 per month over three years, making the $199 monthly payment a special offer price depending on your location.
Many other leasing options are available based on the features you want. For instance, some dealers have the F-150 going for $150 per month over three years with $4998 down, or a zero down lease involving monthly payments of $329 for 36 months. Whichever way, you will make savings totaling $8,766 off the MRSP.
You can get the 2019 Ford F-150 Lariat with $565 monthly payments or the 2019 Ford F-150 at $467 per month, both going for 36 months.
Based on our market research, most monthly lease payments for a new Ford F-150 can be as much as $421 or $389 monthly lower than loan payments. Please note that all leases involve the first month’s payment, document bank fee, tax, and registration down payment.
Before heading to the dealer, you will want to find out what these charges entail, so you make proper financial plans.
Best Ford Truck Lease Deals, Financing and Incentives
Ford currently has exciting lease deals, cashback and financing offers on new vehicles. The lease deals start at an affordable 249 per month with $3,289 due at signing and run up to $589 per month with $5,049 due at signing.
You can check with your local dealer to find low and interest-free financing on most models. Some models also include cash rebates as part of the deal, depending on your preferred financing option.
Ford Cash Back and Financing Incentives
Most 2020 Ford models have cashback, giving new car buyers exciting possibilities. You can get $2,750 back on the Ford Expedition and Ford Fusion Energi or $1,500 off the Ford Mustang. The Ford Escape, Ford Ranger, Ford Fusion Hybrid and Ford Fusion come with rebates of $3,000.
Other eye-catching 2020 Ford rebates include $3,250 for Ford F-150, $3,750 for Ford Explorer, $5,000 for Ford Edge, and $4,750 for Ford EcoSport.
On financing, Ford has persuasive five-year specials on specific models. The manufacturer provides interest-free financing on Ford Explorer, Ford Escape, Ford Expedition, Ford Fusion and Ford Fusion Hybrid. The Ford Explorer and Ford Expedition further come with bonus cash of $2,500 and $1,250, respectively.
For those that do not qualify for zero financings, Ford has decent five-year financing specials with low-interest rates. The Ford Ranger and Ford Mustang are available at 2.9 percent while the Ford F-150 is available at 1.9 percent. The Ford Fusion Energi is available at 0.9 percent plus a cash bonus of $750.
The Best 2020 Ford Truck Lease Deals
- $249 per month for 2020 Ford Fusion Hybrid for 36 months with $3,289 due at signing
- $279 per month for 2020 Ford Mustang for 36 months with $3,449 due at signing
- $279 per month for 2020 Ford Escape for 36 months with $3,569 due at signing
- $329 per month for 2020 Ford F-150 for 24 months with $4,329 due at signing
- $329 per month for Ford Ranger for 24 months with $3,799 due at signing
- $339 per month for Ford Edge for 36 months with $3,799 due at signing
- $349 per month for 2020 Ford Explorer for 36 months with $3,969 due at signing
- $589 per month for 2020 Ford Expedition for 36 months with $5,049 due at signing
Best 2020 Ford Truck Cash Back Deals
- $5000 cashback on 2020 Ford Edge
- $4750 cash back on 2020 Ford EcoSport
- $3750 cash back on 2020 Ford Explorer
- $3250 cash back on 2020 Ford F-150
- $3000 cash back on 2020 Ford Fusion Hybrid
- $3000 cashback on 2020 Ford Fusion
- $3,000 cash back on 2020 Ford Ranger
- $2750 cashback on 2020 Ford Fusion Energi
- $2750 cash back on 2020 Ford Expedition
- $1500 cashback on 2020 Ford Mustang
Best Truck Lease Deals 0 Down
When you are looking for the best lease deal on a car, nothing gets your attention as quickly as a $0 down lease. If you have been shopping for a vehicle, chances are you stumbled across lease options with zero down.
Zero money down leases is not money-saving magic tricks, but they can make it easier to finance a lease for qualifying shoppers. A zero-down lease offer implies that there is no down payment, which does not mean that you can show up at the dealer without a penny.
A down payment is the amount of money you pay upfront to reduce the financing amount over your lease term. Even with a $0 down payment lease you will still be paying fees like bank document fees and other expenses before driving off in the new car. The down payment makes up one of the features you pay in a car lease.
We took time compiling the best truck lease deals 0 down offers from global automakers websites to find out vehicles and locations with the best bang for your buck. Note that our list does not include electric cars because of the federal rebates that prevent a fair comparison.
The new 2019 Ram 1500 Big Horn offers the greatest bang for your buck with $370 monthly payments and zero down payments for an MSRP of $46,025. That is an equivalent of $125 off the manufacturer’s selling retail price for every dollar of the monthly payment. It is vital to note that this deal is not available across the country, and favors shoppers in New York and California.
In the table below, leases are calculated with zero money down but do not include taxes, title, as well as other applicable fees.
| Vehicle | Configuration | MSRP | Monthly payment $0 Down | Saving |
|---|---|---|---|---|
| 2020 Jaguar F-Type | 2.0L 296 HP | $74,200 | $624 | 119 |
| 2019 Toyota Tacoma | SR5 | $33,258 | $287 | 116 |
| 2019 Ram 1500 | BIG Horn | $46,025 | $370 | 125 |
| 2019 Nissan Titan | SV CC | $48,140 | $403 | 120 |
| 2019 Nissan Frontier | SV SWB | $34,135 | $314 | 109 |
| 2020 GMC Sierra 1500 | Denali | $57,170 | $565 | 101 |
| 2019 Lexus IS | 350 F Sport | $51,545 | $499 | 103 |
| 2020 Toyota Tacoma | TRD Off-Road | $38,818 | $392 | 99 |
| 2020 Jeep Wrangler | Sport | $33,440 | $345 | 97 |
| 2019 Jeep Grand Cherokee | Laredo | $37,540 | $322 | 116 |
| 2019 Chevrolet Silverado 1500 | LT | $46,580 | $386 | 121 |
Any saving above $100 indicates an excellent lease deal, and most of the deals in the list meet the threshold. You will want to keep in mind that you can get better deals with excellent negotiation skills. The rates in the list are as advertised with respective automakers.
Besides, brands such as Ford do not include dealer discounts, indicating the possibility of lower monthly payments.
Ford F-150 Lease No Money Down
If you are looking for a Ford truck with no money to put down, you may want to find a Ford F150 lease with no money down. In this case, you will still have to pay something out of pocket, which may include tax, registration fees, and Ford extended warranty costs, among others.
For well-qualified shoppers, signing no money down lease is the best way to structure your deal, which allows you to pay taxes at a slower rate.
You can get a zero down a lease for the new 2019 Ford F-150 XLT SuperCrew all-wheel-drive from $248 per month for two years. The deal involves a $248 due at signing, which is your first month’s payment.
With a down payment, you can lease the same car from $149 per month for 24 months, with $2,525 due at signing. Please note that leasing is upon credit approval.
When purchasing, the truck comes with a 0% APR for five years alongside a $7,500 cash bonus. Similar to the leasing option, purchasing is upon financing approval through Ford Credit. You will want to compare the options to see what works best for you.
The new 2019 Ford F-150 CrewCab all-wheel drive is also available with a zero down offer from $284 per month over 24 months, which gives up to $13,729 in savings off the MSRP.
Model, zero down lease, regular lease, Lease savings off MSRP
| Model | Lease per month | Down payment | $0 down lease per month | MSRP | Saving off MSRP |
|---|---|---|---|---|---|
| NEW 2019 F-150 XLT SuperCrew 4×4 | $149 for 24 months | $2,525 | $248 for months | $28,155 | $13,729 |
| New 2019 Ford F-150 XL | $239 for 36 months | $4,998 | $419 for 36 months | $ 40,465 | $12,846 |
| New 2019 Ford F-150 Lariat | $519 for 36 months | $4,998 | $719 for 36 months | $55,245 | $8,896 |
| New 2019 Ford F-150 XLT | $239 for 36 months | $4,998 | $419 for 36 months | $55,245 | $12,846 |
Zero down leases for the Ford F-150 involve the first-month payment DMV registration down, as well as document bank charges. You should consider confirming with your dealer how much each of those fees cost in your area.
What is The Best Truck Lease Deals Right Now?
The current truck market is highly dynamic, from versatile small-size trucks to full pickup trucks. Plenty of modern trucks feature state of the art safety technologies alongside the latest infotainment systems.
The following offers are all good deals, although calling ahead to check with local dealers might help since they are regional. You will need to have stellar credit to qualify for the truck specials. Here is a table with excellent pickup truck leases:
| Truck | Monthly pay | Duration | Cash due at signing |
|---|---|---|---|
| 2019 Ford Ranger XLT SuperCrew 4×4 trim | $199 | 24 months | $3,489 |
| 2019 Chevrolet Silverado 1500 Double Cab LT trim | $239 | 36 months | $5,639 |
| 2019 Ram 1500 Quad Cab, rear-wheel-drive version | $229 | 36 months | $3,129 |
| 2019 Ford Ranger | $237 | 36 months | $3,799 |
| 2019 Chevrolet Colorado | $339 | 39 months | $4599 |
| 2020 Jeep Gladiator | $319 | 36 months | $3,995 |
| 2019 Toyota Tundra | $419 | 36 months | $4,099 |
| 2019 Chevrolet Silverado | $289 | 36 months | $3,042 |
| 2020 Jeep Gladiator | $309 | 36 months | $3,995 |
| 2019 Toyota Tacoma | $269 | 36 months | $2999 |
Bottom Line
Shoppers looking for a Ford pickup are in luck. Ford truck lease deals are a great way to avail of various Ford pickup trucks, including the legendary F-150 that comes in an assortment of trim configurations. Ford models are famous for their extra flexibility, with leases providing affordable monthly payments. The trucks are a combination of everyday practicality with workhorse hauling and towing.
Ford trucks are becoming ideal family vehicles, for reasons beyond their utility. The F-150 is the most popular brand today, you should consider leasing the 2019 Ford Ranger as well, which has plenty of useful features. Different pickup trucks excel at various tasks and are offered in separate bed and cab configurations.
Check the vehicle information for trucks from dealer inventories near you to see how they are set up, and whether they have optional equipment to meet your needs. Find out about advantageous in-house financing options from your Ford dealer.
Frequently Asked Questions (FAQ)
Is leasing a pickup truck a good idea?
Getting to the heart of the matter, should you lease a pickup truck? Financing new or used pickup trucks translates to paying the entire cost of the vehicle. If you are often switching cars, buying new ones will be a huge mistake. Leasing gives you the best opportunity to only finance part of the car, which is the lease term. You can return the truck to the dealership with no strings attached. Along with the flexible terms is a host of other benefits, including paying low sales tax on the leased pickup truck than you would do on a purchased one. New car buyers pay fancy extra features to customize their ride, which involves taxes. Leasing will bundle up all the costs into affordable monthly payments. Whether you should buy or lease a pickup truck boils down to individual short term and long term goals.
What credit score is needed for a lease?
Leasing a car is a popular way of driving your dream car as it comes with lower payments. Unfortunately, your credit score plays a significant role in determining whether you will qualify for a lease. It also determines the amount of payment and interest rate you will get. Buyers with high credit scores usually get the lowest monthly payments and rates as they are less risky to dealers. The credit score needed to qualify for a lease deal varies among dealerships, but your options will be higher if you have a credit score of at least 620. Buyers with a credit score of 680 and higher tend to qualify for discounts, enabling them to get lease deals at lower monthly payments. On the other hand, individuals with a credit score that is lower than 620 may need security or a large down payment to qualify for a lease deal.
Is it better to take the rebate or 0 financing?
Although most car buyers have few options when it comes to payment offers, some lucky individuals have a choice between taking a rebate and 0 financings. Both options are attractive and most individuals will go a full length to get one of them, but when you qualify for both, you have to decide on which is the best. They work differently with the 0 percent financing reducing your cost by eliminating the interest while the rebate option reduces your cost by discounting the cost of the car. You should use an auto loan calculator to determine the option that gives you greater savings. On most occasions, rebates tend to offer greater value than 0 percent financing, but that varies among different scenarios. Comparing the cost of your lease when rebate and 0 percent financing are factored in will help you find the best option.
What is the best month for lease deals?
There is no single month that is best for lease deals. If you are looking for savings, you will need to closely monitor the car market industry as manufacturers offer discounts and promotions almost on monthly basis. Nevertheless, you are likely to get a better deal immediately before and after a manufacturer releases a new model. Manufacturers tend to offer discounts and low monthly rates to entice potential customers to buy a model with low sales nationally or within specific states. Moreover, manufacturers offer promotions for new cars, which makes the months of September, October, November, December and January exciting to car lovers looking for a special deal.
