Best Honda Civic Lease $59 Deals With Special Offers & Incentives

Car leasing is increasingly becoming a popular way of acquiring a car for use over several years. This is probably why nearly all car manufacturers provide lease deals currently. That said, Honda provides an incredible way for enthusiasts to acquire the Honda Civic using lease arrangements. If you are a Honda lover, read below to understand the latest on Honda Civic lease $59 deals currently available.

Apart from Honda CRV lease deals, the company is financing and offering lease specials for several 2021 lines of cars, minivans, and SUVs. Most financing deals from Honda charge interest rates from 1.9% to 3.9%.

These figures are way below the nationally recognized average rates of 4.65%. Before heading to lease dealers, it is prudent that you search for the best leasing or financing dealers of various Honda Civic models.

Whereas this might not be the cheapest car to lease with no money down, monthly payments for individuals looking to lease Honda brand of vehicles will find these deals satiable. The monthly payments range between $169 and $389. Depending on your dealer, some may ask for upfront payment while others accept lease deals with no money down.

Why Choose Honda Civic?

A key reason why Honda Civic remains popular, even more than the Hyundai sonata lease $99, is because it is made in a raft of body trims and styles. For instance, if your specialty of choice is on the Honda Civic hatchback lease, the LX is a perfect fit. If you need an affordable and cheerful model with inspiring chassis? Si or Sport are perfect choices. Similarly, for more horsepower, the extreme Type R is available.

Regardless of the trim you choose, Honda Civic engines displace either 1.5 or 2.0 liters. Lower spec coupes and sedans have a 2.0-liter engine. This gifts the models with 158 horsepower and 138-pound torque power.

It also pairs with six-speed manual transmission to provide the much-needed power. The fuel economy of this model is estimated at 25 miles per gallon in a city, 36 miles per gallon on highways, and 29 mpg on combined city and highway carriers.

For some additional grunt, you can get Honda Civic lease deals in NJ with 1.5-liter engines. They are standard to all Honda hatchbacks and some coupes and sedans such as EX, EX-L, and Touring trims.

These models are four-cylinder turbocharged, generating approximately 16-psi boost, 174hp, and 162-pound feet torque. Besides, they are paired with CVT, and gas mileage ranges from 32 to 36mpg.

For all 2021 models, the Honda civic features a Honda Safety Sense, which is the marque’s standard of active safety features. This includes a multi-engine rear-view camera, lane departure warning, adaptive cruise control, road departure mitigation, forward collision warning, automatic emergency braking, and lane-keeping assistant. These features should keep you guided when searching for a perfect Honda Civic lease $59 deal.

Honda Civic Advertised Lease Deals

2021 is probably the best time to buy or lease Honda Civic models. This is because the company is offering $500 as a bonus for those coming from competing manufacturers such as Hyundai or other Honda models. There are also other additional lease deals that you would want to leverage. The bonus can be combined with Honda 0% finance and affordable leases to get you a good car model.

That said, below are Honda Civic models with advertised lease deals you can try out.

Honda Civic ModelTerm lengthDue at signingDeal valid inMileageMSRP
Honda 2.0 LX Sedan36 months$2199Southern California12k$21,280
Honda 2.0 LX Coupe36 months$2599Southern California12k$21,680
Honda 2.0 Sport Sedan36 months$2499Southern California12k$22,980
Honda 1.5 LX Hatchback36 months$2199Southern California12k$22,380
Honda 2.0 Sport Coupe36 months$2,899Southern California12k$23,280
Honda 1.5T EX Coupe36 months$2899Southern California12k$24,230
Honda 1.5T EX Sedan36 months$2499Southern California12k$24,430
Honda 1.5T EX Hatchback36 months$2399Southern California12k$24,680
Honda SI Sedan36 months$2399Southern California12k$25,230
Honda Si Coupe36 months$2599Southern California12k$25,230
Honda 1.5T EX-L Sedan36 months$2899Southern California12k$25,630
Honda 1.5T Touring Sedan36 months$2299Southern California12k$28,330

Factors to Consider Before Leasing Honda Civic

If your mind is made upon the specific Honda Civic lease $59 deal you want to pursue; it is important that you understand several lease deal terminologies. Below are essential factors to look through before leasing Honda Civic.

Financing and Payment Options

Honda Civic lease deals also have financing options for those who need them. This is why you should check with the lease dealer on the financing option and lease specials acceptable by the dealership. Leasing with poor credit is difficult. Therefore, if you can’t get affordable financing terms, you can opt for either one of the three options outlined below.

First, you can wait and find ways to improve your credit score. You can decide to pay high down payments when beginning the lease. The rationale behind this is that making a higher down payment reduces the monthly payments.

However, lease experts insist on making a low down payment amount or get a zero down payment offer. However, this might not be applicable to those with poor credit. The third option is reducing your annual mileage. Using trade-in is another valuable option.

Length of Lease and Contract Terms

You should always consider how long you will lease the vehicle. Common Honda Civic terms are between two to four years. So to say, all the lease deals available and outlined above are for 36 months. However, this can be customized to suit individual needs. One key contract term is the mileage gap. Most manufacturers allow up to 15000 miles.

Note that leasing contracts can be challenging to understand. That in mind, you should learn and understand key contract terminologies to make the process seamless. If you are not familiar, begin your search by checking out some of the common lease terms to comprehend the costs, fees, and terms of the lease. Among the common terms, include;

  • Gross capitalized cost – it is the sticker value of the vehicle. Don’t agree immediately with this value. Instead, try negotiating.
  • Adjusted capitalized cost – it is the actual price you will pay for the vehicle lease. It amounts from the gross capitalized price subtract down payment made, negotiated discounts, and trade-in option if any.
  • Residual value – this describes the estimated value of the leased car after the lease period. A vehicle with a high residual value means that it depreciated less. This translates to low payments. This value is often given after the end of the lease period.
  • Money factor – these are the interests paid during the lease period. It is charged based on residual value and adjusted capitalized cost.
  • Monthly premiums – these are the monthly payments payable every month for the lease. It results from summing up depreciation, sales tax, and finance charges.

Possibility of Ending Lease Early

There is a possibility that you will return the leased car earlier than agreed. If that happens, what options do you have? Such mistakes, commonly due to ignorance, can cost you thousands as termination fees.

Most, if not all, lease agreements state that you will have to pay for the entire amount owed even if you return the leased car before the lease period lapses. Therefore, prematurely returning the leased car is a recipe to financially deep.

Before leasing, always read thoroughly the termination penalties stated in the dealer’s terms and conditions. Other options present the possibility of ending your lease deal prematurely. The first scenario is a situation where another person is willing to take over your lease terms and subsequent payments for the remaining period. Note that changing lease details are tedious and time-consuming.

You can as well work with companies that specialize in selling lease deals to prospective buyers at a fee. Another option is if your lease dealer could also be willing to trade in the current vehicle with another Honda model if you want some change.

You can as well opt to purchase the vehicle completely from the leasing dealership. Regardless of the option, always understand the terms and conditions to the latter.

Credit Score

Being approved for a Honda Civic lease deal is difficult if you have a less than stellar credit. That aside, leasing directly affects your credit score. Car leasing is not different from applying for a car loan. Making a lease application immediately triggers credit inquiry, which has a significant effect on your credit score.

Additionally, opting for a Honda Civic lease increases credit utilization, thus decreases your credit score. As you may know, the only way to increase your credit score is by making timely repayments.

Leasing is considered an installment loan, and making high utilization of credit cards with installment loans affects the credit score. Therefore, you should avoid late or skipped payments at all costs.

Leasing Risks Involved

Leasing and renting are similar terms used interchangeably but with a slight difference. Like rented vehicles, you should observe top-notch maintenance procedures for leased vehicles. Always be cautious when using the vehicle to minimize avoidable wear and tear that may attract extra fees.

That aside, Honda Civic lease deals have additional fees such as drive-off and return fees. Drive-off fees are the charges paid upfront when making the lease agreement. It includes the first month’s monthly premium.

Return fees are payable at the end of the lease period. Other charges include mileage fees for those who exceed the agreed mileage cap. To save on cost, always be on the lookout and avoid the possibility of attracting additional unnecessary fees.

The 5 Best Honda Lease Deals Less Than $300

Finding a new 2021 car at less than $300 is not easy from a top brand, as that price is usually for used cars. However, Honda has some of the best less than $300 monthly lease deals available for some of its flagship car models.

The Honda civic lease $89 is a popular choice for people looking for a top car at low monthly payments. The exciting 2021 Honda lease deals, you should have a look at before buying a new car in 2021 includes:

1. 2021 Honda Civic LX

The Civic LX is available at $89 per month for 36 months with $995 down. The finance for those who qualify is at 1.9% for 24 to 60 months.

2. 2021 Honda Accord 1.5 LX

The 2021 Accord LX is available at $139 per month for 36 months with $995 down. Financing is available for those who qualify at 1.9% for 24 to 36 months.

3. 2021 Honda Pilot EX

The 2021 Honda Pilot EX lease is available at $239 per month for 36 months with $995 due at signing. The finance for those who qualify is at 0% for 24 to 60 months.

4. 2021 Honda HR-V LX

The 2021 Honda HR-V LX lease deal is available at $139 per month for 36 months with $2499 down.

5. 2021 Honda Civic LX Sedan

The 2021 Honda Civic LX Sedan lease deal is available at $199 per month for 36 months with a $2,899 down payment. Alternatively, the 2021 Honda Civic Sedan LX CVT is available at $266 per month for 36 months with $0 down.

The 7 Common Mistakes to Avoid When Leasing Honda Civic

As mentioned, leasing procedures and terminologies can be confusing. Such is why most people make costly mistakes when leasing their vehicles of choice. Below are common mistakes you should avoid.

1. Ignoring GAP Insurance 

Before hitting the road with a leased vehicle, make sure that you have GAP insurance. This covers the difference between the amount owed to the leasing agency and the total value of the vehicle. GAP insurance comes in handy in case the car gets totaled before the lease period expires.

2. Underestimating Mileage 

Apart from monthly payments, mileage is another important aspect to ascertain when searching for Honda lease deals. As mentioned, going beyond the agreed mileage attracts a fine. Therefore, always bargain for extra mileage if you doubt you can exceed the contract mileage. Besides, study your driving habits before leasing the car.

3. Ignoring Maintenance 

Leasing comes with strict terms, and maintenance procedures are one of them. You should maintain the vehicle to its best condition. Avoid unnecessary wear and tear as it may cost you some additional fees once the lease period expires.

4. Not understanding how a lease works

Most people find affordable monthly payments attractive and forget to understand how lease deals work. Choosing to lease a car with high depreciation will make your lease deal expensive. Lease payments are based on the depreciation value of your car. It is also worth noting that a lease deal also comes with additional fees.

Although most dealerships will advertise affordable monthly payments, you should not accept any deal without looking at the extra fees. You may also need to note that MSRP is negotiable. Lowering the car price by a few thousand will significantly reduce your monthly payments.

5. Leasing a car for too long

Leasing a car for longer can look attractive due to lower monthly payments, but it can be a costly mistake. The best lease period should either match or be shorter than the manufacturer’s car warranty. A lease deal that is longer than the car’s warranty will require you to extend the manufacturer warranty.

Otherwise, you will end up paying for maintenance and repair costs for a car that you do not own while also making lease payments. Any lease deal over three years period may not be ideal as most car warranties last 3 years or 36,000 miles, whichever comes first. In case you are planning to lease a car for an extended period, it might be better if you purchase it instead.

6. Paying too much money upfront

Most car dealerships will encourage you to make as much down payment as you can afford to lower your monthly payment and even qualify for a lower interest rate. However, it is not always a good idea to put too much money upfront.

In case of an accident, the insurance will compensate the car dealer the value of the car, but the dealer will most likely not refund the amount you paid in advance. You should always avoid putting down more than $2,000 when you lease a car. On some occasions, opting for a $0 down lease is a good option as you do not have to put a lot of money upfront.

7. Not negotiating everything

Although most dealerships will try to sell you the car as if everything is fixed, you should head to a car dealer knowing that everything is negotiable. Some buyers make the mistake of thinking that some aspects of the deal are not negotiable.

In addition to the monthly payments and annual mileage, you should also negotiate purchase fees, down payment, residual value, market value and interest rate, among other aspects of the deal.

The Bottom Line

There are many reasons why people opt for leasing deals to purchases. Well, leasing is a short-term purchasing option or a lengthy car rental where you pay for monthly premiums for an agreed period. You should then return the vehicle once the agreed period lapses. There are several benefits and drawbacks of leasing a Honda Civic.

For instance, it is beneficial as you can get a new Honda Civic model at any time with low payments. On the contrary, you will be required to make monthly payments to sustain your lease agreement. If you find car leasing a better option, and a fan of the Honda Civic, this guide outlines the best lease deals available for 2021.

Frequently Asked Questions (FAQ)

How much does it cost to lease a Civic?

Putting a specific figure on the exact cost to lease a Honda Civic is impossible. This is because the total cost is dependent on your choice of vehicle, vehicles’ adjusted capitalised cost, money factor, monthly payments, and depreciation. You can also benefit from lease deal specials and offers available.

Does Honda have a loyalty program?

Yes. Honda has special loyalty programs for 2021. The company provides cap cost reduction or down payment discounts on the lease or purchase of new vehicles.

Can you lease with no money down?

Yes. It is possible to get Honda Civic lease no money down. You should be on the lookout for Honda dealers who offer such services to prospective customers. Always be cautious about their terms and conditions for payments.

What is the cheapest Honda to lease?

The cost of your lease deal depends on many factors including the MSRP of the car, down payment and duration of the lease. A shorter lease deal may have higher monthly payments than a longer lease, but it will be cheaper in the long run. Before, deciding on the cheapest lease deal, you must the value of the lease as well as the additional costs due at signing. Nevertheless, the 2021 Honda Civic LX is one of the cheapest Honda cars to lease at $89 per month for 36 months with $995 down.

How much is it to lease a Honda Civic sport?

The amount you will pay for Honda Civic Sport will depend on the amount you are willing to put down, the duration of the lease and your credit rating. Nevertheless, the 2021 Honda Civic Sport sedan lease deal is available online starting at $199 per month.

CarsPlan Admin

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