Nissan Extended Warranty Cost | The 5 Best Provider
For most car buyers, getting a Nissan is a sure bet. The automaker fleet of SUVs, cars, and trucks are among the most reliable and popular options in the market today. If an issue arises after buying a new Nissan, the company has a standard three-year or 36k mile bumper to bumper warranty that covers most parts replacements and repairs. However, a three-year factory warranty is among the shortest durations compared to most car manufacturers in the U.S. Also, you are responsible for any repair payments once the factory coverage expires. So, purchasing a Nissan extended warranty can protect you from sudden repair expenses, while making sure your car keeps running.
Nissan runs a Security+ Plus extended warranty program, providing its customers with three extended protection plans. The programs start with the entry-level Powertrain Preferred plan, covering repairs on more than 839 parts. The Silver Preferred plan includes extra 690+ parts. Nissan’s leading policy, the Gold Preferred, covers nearly all components that might require fixing on your vehicle, save for regular maintenance and a few excluded parts. The extended protection plans are valid for up to eight years or 120k miles after the original Nissan factory warranty expires. The service contract is better than a BMW extended warranty that lasts up to 7 years or 100k miles.
If you are looking to buy a Nissan vehicle service contract, you may be asking, What comes with the Nissan extended dealer coverage, and which is the best place to buy Nissan extended warranty? Are there any reputable extended car warranty third party companies? Our car warranty experts have put up this post to answer these and other questions. In this article, we will help you understand and compare available options in the market. In doing so, we hope you will make the best choice for your needs.
Nissan Extended Warranty: Where To Find Excellent Coverage
If your factory coverage has or is almost expiring, it is time to start shopping for the best extended auto warranty option. While at that, you may wonder whether buying a Nissan extended warranty from the dealership would be a wise decision. Do you want to benefit fully from your car’s life? Do you need to, still keep your Nissan after the manufacturer warranty expires? If so, then choosing an extended service contract for your vehicle is an excellent way to save hundreds, if not thousands of dollars in the end.
Extending the Nissan Warranty: A Driver Options
Nissan dealerships provide extended warranties or vehicle service contracts. However, these contracts do not come directly from the automaker. Also, they are often limited in scope, especially with coverage and payment options. Unlike the extended Toyota warranty, the Nissan service contract is transferrable at a fee.
A genuine Nissan extended warranty will let your service and repair your car at any authorized dealership or service center in the country. But it limits you to their levels of coverage.
For example, with the dealership extended warranty:
- You only get to repair your vehicle from Nissan dealers
- You will pay for repairs done by non-Nissan mechanics
Nissan dealerships will charge you a premium for the extended warranty, merely for the convenience of getting it from the dealer. Whether you buy a new or used vehicle, your local dealer is a middleman in this deal, expecting to profit somewhere on this secondary product.
The Nissan dealer will often encourage you to get an extended warranty from the dealership when purchasing your new or used Nissan. Nevertheless, our experts recommend that you explore offers from other extended car warranty companies before buying your Nissan.
When deciding on which vehicle to purchase, two of the most critical aspects include:
- The available options
- After-sales service from the dealership or third-party companies
Even though Nissan vehicles offer exceptional durability, they will still develop electrical or mechanical issues. The odds of a buyer spending more on repairs after the factory warranty expires are higher than when he or she was getting the vehicle. But first, let us see what the factory warranty provides.
Nissan Factory Warranty: Your Coverage Options
When you buy a new Nissan, here is what you get with the manufacturer warranty:
- Three year or 36k mile Basic Coverage: The limited warranty covers any repairs you may need to correct materials or workmanship defects for parts that Nissan supplies.
- Five years or 60k mile Powertrain Coverage: This limited warranty caters to major systems that Nissan supplies, including the engine, drive systems, and transmission.
- Five-year Corrosion Coverage: The unlimited mileage protection covers any perforations on the metal panel body sheet due to rusting.
- Ten years or 120k mile warranty extension: The Nissan CVT extended warranty covers specific car models between 2003 and 2010 that come with a continuously variable transmission.
You can refer to the comprehensive Nissan Factory Warranty agreement for full details of coverage and limitations.
If you are not sure whether your original Nissan coverage term has come to an end or is about to expire, the chart below might help. Keep in mind that coverage from Nissan is an either/or situation. Therefore, it is crucial to confirm that you have not passed the mileage limit within the first five years of coverage. If so, then your protection has run its course, and Nissan will not be paying for any failures in your car.
| Year of Purchase | Expected Warranty Expiration |
|---|---|
| January 1st, 2007 | January the 1st, 2012 or 60k-miles |
| January 1st, 2008 | January the 1st, 2013 or 60k-miles |
| January 1st, 2009 | January the 1st, 2014 or 60k-miles |
| January 1st, 2010 | January the 1st, 2015 or 60k-miles |
| January 1st, 2011 | January the 1st, 2016 or 60k-miles |
| January 1st, 2012 | January the 1st, 2017 or 60k-miles |
| January 1st, 2013 | January the 1st, 2018 or 60k-miles |
| January 1st, 2014 | January the 1st, 2019 or 60k-miles |
| January 1st, 2015 | January the 1st, 2020 or 60k-miles |
| January 1st, 2016 | January the 1st, 2021 or 60k-miles |
| January 1st, 2017 | January the 1st, 2022 or 60k-miles |
| January 1st, 2018 | January the 1st, 2023 or 60k-miles |
It is vital to protect yourself from expensive repairs when the above standard warranty from Nissan expires. One of the available options is to buy Nissan’s extended warranty online.
Nissan Extended Dealership Warranty: What It Includes
New and pre-owned car owners can get the Security+ Plus extended warranty from Nissan. The warranty has three coverage plans that Nissan offers. You can make a cancellation of your policy through a mailed form in case you are unsatisfied with the offer. So, what does the Security Plus protection package offer?
1. Gold Preferred
The Gold Preferred package is the highest level of coverage from Nissan. It protects almost every part of your car. The only exclusions are;
- Regular maintenance such as tires, batteries, wiper blades, and lights, among others
- Physical damage
- Cosmetic damage
2. Silver Preferred
The Silver Preferred plan protects all the parts in the Powertrain Preferred package in addition to more than 690 other components. Also, it comes with the last three extra benefits in the list below.
| Component | Level of Coverage |
|---|---|
| Brakes | Hoses, anti-lock braking system, and belts |
| Our-wheel and rear-wheel drives | Companion flanges |
| Suspension | Electrical adjustable shocks and the rear axle beam |
| OEM only parts for Nissan A/C | Blower motor, belts, temperature control programmer, heater core, and hoses |
| Transmission | Transfer control unit and oil cooler |
| Electrical | Mechanical and manual switches, sensors, keyless entry, OEM anti-theft system, mobile entertainment systems, motors, driver information display plus module, automatic speed control, audio system components supplied by Nissan, and navigation systems |
| Steering | Belts, hoses, and power steering pump with a reservoir tank |
| Trip interruption or emergency travel benefits | Up to $500 for each claim, for alternative transport, lodging, and meals if a mechanical problem occurs 1k+ miles from home |
| Car rental reimbursement | Compensates up to $35 per day to rent a car for up to five days, with $175 per breakdown |
| Car towing | Up to $100 for each claim as compensation for towing services to their nearest participating dealer |
3. Powertrain Preferred
Nissan’s entry-level plan, the Powertrain Preferred, will cover repair or replacement expenses from mechanical issues on the following components.
| Component | Level of Coverage |
|---|---|
| Brakes | Hydraulic valves, seals and gaskets, disc calipers, and master cylinder, among others |
| Electrical | Protects selected motors and sensors, including all wiring harnesses |
| Engine | All internal engine parts |
| Front-wheel drive | Seals and gaskets, all parts of the final drive housing, as well as constant velocity joints, minus the constant velocity boots |
| Fuel system | Fuel tank and lines, control units, fuel pump, and seals and gaskets, among others |
| Nissan air conditioning (OEM only) | Protects specific parts like the condenser, evaporator, and compressor |
| Rear-wheel drive and four-wheel drive | Seals and gaskets, all parts of the rear-wheel-drive axle housing, and constant velocity joints minus constant velocity boots, and among others |
| Steering | Seals and gaskets, main and upper steering column shafts, all parts of the steering gear housing, and steering pump, among others |
| Suspension | Upper + lower ball joints, king pins + bearings, and upper and lower control arms + bushings, among others |
| Transmission | All parts save for the transfer control unit and oil cooler |
| 24/7 emergency roadside assistance | Up to $100 for each claim towards tire services, locksmith, battery jumpstart, and towing, with $0 deductible requirement |
Essential Things To Know Concerning Nissan Extended Warranties
- Ability to transfer: Should you choose to sell your car, Nissan allows you to move the extended warranty for a small fee to the owner.
- Deductible: Choose between zero or $100 deductible for each visit. The zero option comes with higher monthly premiums than the latter.
- Specific to Dealers: You must service your vehicle at an approved Nissan dealership and not a local car repair shop.
- No upfront payment: Nissan pays the dealership directly for the repairs. Therefore, you do not have to pay upfront and wait for compensation later, save for the $100 deductible if you prefer that option.
- The flexibility of terms: Nissan provides different term options both for new and pre-owned cars. But, if you bundle your extended protection with the rest of your vehicle’s financing, you will pay interest on the extended warranty as well. So, you will realize higher monthly payments.
The Cost Of Nissan Extended Warranty
Several factors add up to the final Nissan extended warranty cost. A few of the items that determine the price of a Nissan extended warranty include:
- Coverage type: Your monthly premiums will be costlier with the level of comprehensiveness in your warranty coverage.
- Mileage/age of vehicle: High-mileage and older cars often have more expensive extended coverage costs due to higher odds of experiencing mechanical problems.
- Deductible: Including a deductible in your extended warranty will result in lower monthly premiums.
- Vehicle model: Some Nissan models are prone to mechanical issues than others.
The Cost of Nissan Repairs
It averagely costs $500 every year to repair and maintain your Nissan. As your car ages, the frequency of mechanical problems may increase. Paying directly out of pocket for these breakdowns can be expensive.
- The average cost of replacing a Nissan Quest airbag control module is between $758 and $802
- The average price of replacing a Nissan Rouge fuel pump is between $557 and $648
- The average price of replacing a Nissan Xterra brake master cylinder is between $252 and $427
- The average price of replacing a Nissan Versa A.C. compressor is between $691 and $1,063
- The average price of replacing a Nissan Armada transfer oil cooler line is between $337 and $386
The 5 Best Nissan Extended Warranty Provider
With limited options in terms of dealer extended warranty plans, you might end up paying for expensive coverage you do not need. A Nissan extended warranty is not the only option when you want to protect your car from sudden repairs. Several third-party warranty providers have similar extended warranty packages with better flexibility and lower rates.
After researching and reading multiple customer reviews, we recommend these five best third party extended warranty companies for your Nissan. We based our criteria on various factors, including customer service, additional benefits, company reputation, and coverage options to get you these recommendations.
1. CARCHEX
CARCHEX is the highest recommended extended warranty third-party provider for scoring near the top in all our research categories. Also, it is our best ranking provider in terms of customer service, company reputation, and options of coverage.
A few of their benefits include:
- Low monthly premiums: On average, an extended warranty for a Nissan car with CARCHEX is $65.
- Custom quotes: The company offers tailored quotes based on a customer’s budget, coverage needs, as well as unique driving habits.
- Flexibility: CARCHEX does not limit drivers to specific dealerships. You can pick a repair shop for your preference.
- 30-Day Money-Back Guarantee: CARCHEX will issue a refund if you have a change of mind about buying an extended warranty.
- Excellent customer service: The Company has an A+ rating from the Better Business Bureau for how they handle customer complaints.
CARCHEX has different protection plans, which make it simple to get the right coverage for your needs.
- Titanium: It is the highest coverage option providing up to ten years’ bumper-to-bumper cover, with a few exclusions like regular maintenance.
- Platinum: The plan offers up to ten years of quality parts protection under its cover.
- Gold: The level covers parts in all your car’s main systems for up to ten years. It is an excellent choice for vehicles with more than 60,000 miles.
- Silver: The plan offers protection to essential parts of your car’s main systems for up to 7 years. It is an excellent choice for high-mileage vehicles.
- Bronze: The package provides up to six years’ protection from the most common and costly repairs, especially for the transmission and engine.
You can call CARCHEX at (877) 253-0058 to get a custom quote.
2. Endurance
Buying an extended service contract from Endurance is a great choice, especially when you want peace of mind when processing claims. The company is a direct administrator of the plans it provides. So, Endurance will work directly with you to pay for vehicle repairs at the auto shop. In addition, the provider has 36-month premium plans, which are among the longest you will find in the industry.
The coverage options at Endurance include:
- Select Premier: Suitable for high-mileage cars
- Secure: Endurance’s most affordable plan
- Secure Plus: Offers quick protection with a shorter waiting period compared to the Secure plan
- Superior: Covers most of your vehicle’s parts
- Supreme: Comprehensive protection that gives peace of mind
The Endurance phone number for custom quotes is (877) 374-1840.
3. CarShield
CarShield has been offering extended service contracts since 2005, making it the most popular with customers. They have protected more than one million cars and paid over a billion dollars worth of claims. Choosing CarShield as your third-party provider for a service contract comes with plenty of benefits, including;
- Choosing a repair shop of your choice
- Courtesy towing for mechanical breakdown
- 24-hour roadside assistance
- Flexible premiums without annual term limits
- Rental car reimbursement
Customers can call CarShield at (800) 563-2761 for custom quotes.
4. AA Auto Protection
Like CarShield, AA Auto Protection offers an array of coverage plans for you to consider. However, unlike CarShield, the AA has more provider partners, allowing it a more extensive range of price options. Top-rated companies insure AA Auto Protection, and it comes with different perks such as;
- 24/7 roadside assistance
- 30-Day Money-Back Guarantee
- Easy-to-qualify premiums
- Service your car at any ASE-licensed mechanic
Coverage plans from AA Auto Protection include:
- Full
- Premium Stated Component
- Stated Component
- Premium Powertrain Plus
- Premium Powertrain
You can call the company at +1(800) 231-6044 for a custom quote.
5. Protect My Car
If you believe in simple offers, then you should consider getting a plan from Protect My Car. The company has three straightforward packages that make it easy to choose. Their three-level packages include:
- Driveline: The level covers cars that are between four and ten years of age, with over 80k mileage readings. The contract comes with a five-year or 125k mile extended warranty against sudden mechanical problems.
- Select: The Select plan offers the best coverage option for vehicles with 50k+ miles. The warranty provides total protection to cars that narrowly miss the Supreme plan requirements.
- Supreme: Protect My Car’s flagship policy, the Supreme plan, is similar to a new car factory warranty. The contract is suitable for drivers looking for extra protection to maintain their vehicles beyond the manufacturer’s coverage.
Similar to most options on this list, Protect My Car offers benefits such as:
- 24-hour roadside assistance
- Flexible premiums
- 30-Day Money-Back Guarantee
- All Protect My Car policies include a $100 deductible.
For a custom quote, you can call the provider at 1-800-253-2850.
The Bottom Line
The Nissan extended warranty is more like an insurance policy on your car. It safeguards you against costly, unforeseen repairs. The service contract is particularly useful when the manufacturer’s warranty expires. However, an extended warranty might add thousands of dollars to your car purchase. The premiums may not seem like a high cost if you choose to finance it and roll the value of the contract into your monthly payments.
Therefore, you should consider all available options before making a purchase decision. For example, service contracts from third-party companies often come with better flexibility and lower premiums. Also, it might make economic sense to skip the extended warranty if your Nissan model has a reliable track record. It is up to you to figure out whether the peace of mind that comes with an extended warranty is worth the cost.
Frequently Asked Questions (FAQ)
Is Nissan extended warranty worth it?
A Nissan extended warranty will save you from incurring unexpected out-of-pocket payments in repairs and parts replacements once your original factory warranty expires.
What is covered under Nissan extended warranty?
The Nissan extended warranty covers different vehicle components depending on your preferred plan selection. For example, the Gold Preferred service contract includes almost all parts of your car, except for a few items such as cosmetic damage and regular damage.
How long is Nissan extended warranty?
Nissan’s extended service contracts are valid for up to eight years or 120k miles, depending on what comes first.
Are Nissan gold extended warranty good?
Yes. The Gold Preferred plan is Nissan’s most comprehensive extended service agreement protecting nearly every component of your car.
Did Nissan extended the warranty on CVT transmission?
Yes. The automaker Nissan CVT extended warranty covers continuous variable transmissions on vehicles between 2003 and 2010 for up to ten years or 120k miles.
Is the Nissan security plus extended warranty a good investment?
The Nissan Security Plus extended warranty is a good investment, depending on your preferences. It provides three service contracts covering different parts of your car. However, if you need flexibility in terms of choosing where to service your vehicle, then you should consider a service contract from a third-party provider.
